Mexico/Central America insurance

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#1 Thu, 07/14/2016 - 16:02

Mexico/Central America insurance

We are traveling from Canada to Panama with a class C motorhome. We have been advised to continue paying full premium through the BC provincial system and apply for a refund when we get home. Problem is they will only insure for one year and we may take a little longer. Has anyone just cancelled their Canadian/US insurance and gotten new insurance when they crossed back? Any repercussions? We have sold our house so we only have a mailing address now. 

Fri, 09/02/2016 - 21:12

Are you Canadian ?  If so,

Are you Canadian ?  If so, why should it be a problem getting new insurance when you cross back into USA / Canada ?  Only hiccup woud be having a zip code if you dont have a house, but if you are Canadian or American, then you ust have friends whose address and zip code you can use for mailing purposes ?

Telling someone to keep insurance running when it doesn;t cover you sounds liek they just want your money !!

Only thing you have to keep going is your vehicle registration, and if you need to have insurance in order to get that registration, then you are stuck, and wll have to pay it.  I had the same issue with my Aussie registered car - The vehicle registration automatically includes 3rd party insurance for Australia, bet even though they admitted it was not vaild while I was overseas, they said I had to pay it if I wanted my registration !  Governement Blood suckers.


Sat, 09/03/2016 - 02:16

The problem is that

The problem is that registration in BC is conditional on paying the proscribed insurance so you can't have one without the other.

If your car is not officially registered then you can't be legally driving in other countries under the provisions of the vienna Convention and in that case any mandator insurance you take out in other countries may be null and void.


That said, this doesn't seem to bother the largfe number of overlanders driving around with expired registrations or in too many cases with fake papers. Of course they don't intend to return, but you do so the ramifications may be more important.